Regular & Lump Sum Investments
The current interest rate environment presents a real challenge for investors (both personal and corporate), as traditional “low risk” assets, such as cash deposits are likely to cause investors to suffer a loss of purchasing power, due to inflation, over the medium to long-term.
At various stages in your life you may need to consider either building up a fund through regular savings or maximising the returns on funds that you already have in place. This requirement may arise for a number of reasons:
- a need to make provision for your children’s education
- investing lump sums, inheritance / gift or tax-free lump sum on retirement, and
- the accumulation of an emergency fund for unexpected events.