Family & Income Protection
We understand the financial pressures placed on disposable income, such as day to day living expenses, paying down mortgages, saving for children’s education and putting funds aside for your retirement. The financing of these demands is largely dependent on remaining healthy and continuing ability to work. It is therefore imperative that a strategy is put in place to plan for the financial consequences that would result on premature death, serious illness or disability.
Through a detailed analysis of your circumstances, we ensure that you have sufficient benefits in place to meet the financial shortfall caused by a premature death, diagnosis of a serious illness or loss of income. In many cases this protection may be structured in such a way so that the costs are eligible for tax-relief.